Panama offers foreign retirees one of the best retirement programs in the world. The Panama Pensionado program comes with great benefits for retirees. Foreigners who decide to join the retirement program in Panama need to apply for a retirement visa first.

Who Is Eligible for the Panama Pensionado Program?

To be eligible for a retirement visa in Panama, you must fulfill the following requirements:

• You must have a verifiable minimum monthly income of $1,000. This could be Social Security or other government retirement funds (military, state retirement, police pension,  etc.) or retirement from a private corporation.
• You must meet the age requirement. The retirement age in Panama is 62 for men and 57 for women. However, you can apply for a retirement visa even if you are not technically of retirement age, but you will not receive the full benefits of the Pensionado program.

Benefits of Pensionado Retirement Visa in Panama

Being amongst the best retirement programs worldwide, the Panama Pensionado Program offers you excellent benefits such as:

• You can live and enjoy your retirement in one of the safest countries in Central America.
• You will get exemption from import tax for household goods.
• You will have exemption from import taxes to import a new car every two years.
• You can get discounts on things like utility bills, airline tickets, medical fees, and entry fees for movie theaters and cultural and sporting events, etc., as follows:
  • 25% discounts on utility bills.
  • 25% discount on airline tickets and 30% on other transportation.
  • 15% discount on loans made in your name.
  • 1% reduction on home mortgages personal residence.
  • 20% discount on doctor’s bills and 15% on hospital services if no insurance applies.
  • 15% off dental and eye exams.
  • 10% discount on medicines.
  • 20% discount on bills for professional and technical services.
  • 50% discount on entrance to movie theaters and cultural and sporting events.
  • 50% discount at hotels from Monday to Thursday, 30% on weekends.

How To Apply For a Panama Retirement Visa?

If you meet the eligibility criteria, you can apply for a Panama retirement visa at the Immigration Office in Panama City. A step-by-step overview of the application process is as follows:

1. Travel to Panama. You can enter with a tourist visa or visa-free and change your immigration status later on.
2. Compile the document checklist. You must enclose all required documents, but the Immigration Office will inform you if any additional documents are needed.
3. Fill in the retirement visa registration form. You can get a registration form for the retirement visa at the Immigration Office. Then, attach it to the rest of your documents.
4. Submit the documents to the Immigration Office in Panama City. After your visa is issued, you have to go pick it up in person.

Applying  for a Panama Retirement Visa From Abroad

If you are applying for a Panama retirement visa from abroad, you must submit your application through an immigration lawyer in Panama – you cannot submit the application through the Panamanian consular offices.

The immigration office of Panama requires applications for a retirement visa to be submitted and verified through an immigration lawyer if it is not possible for you to submit it personally. This means you have to send your lawyer all the documents so they can submit the application on your behalf.

However, if your application is approved, it is generally a requirement that you have to pick up your visa in person.

Document Checklist for a Panama Retirement Visa

To complete your Panama retirement visa application, make sure you have all the following documents:

• A registration form. You can pick up the registration form at the Immigration Office in Panama.
• Original valid passport. Also include copies of your passport pages (including cover), notarized and authenticated by the Panamanian Consulate.
• Four photographs. The pictures must be 2-inch by 2-inch and taken on a light background.
• Health certificate issued by a Panamanian Doctor. Provide an official document that states your health status. The professional health specialist (doctor) must sign the certificate.
• Police records. You need police records issued by the authorities of your country of residence for the last five years authenticated by the Panamanian Consulate or by Apostille.
• Proof of your pension or income. You must submit a letter issued by a private company or public entity that states your condition of pensioner and the monthly amount you receive. The letter must be original and notarized.
• Proof of the received amount authenticated by an apostille stamp or the Panamanian Consulate.
• Sworn statement regarding your personal background. This is done in Panama through a lawyer.
• A bachelorhood certificate authenticated by the Panamanian consulate (applicable only if you are single).

How Can I Bring My Family With Me?

The Panama Pensionado retirement program allows you to bring your family with you. However, to bring your spouse or minor children, you must increase your minimum monthly income by $250 per family member.

You should also provide the following documents:

• Marriage certificate authenticated by apostille stamp or at Panamanian consulate.
• A notarized and authenticated police record of the last five years for each dependent.
• Children’s birth certificate authenticated by the Panamanian consulate.
• Passport copies.
• Four photographs of each family member.
• Health certificate issued by a Panamanian doctor.
• Sworn statement about personal background. (Must be done through a lawyer.)
• Letter of responsibility notarized and authenticated by the Panamanian consulate.

Note: Documents issued abroad must be authenticated by the consulate of Panama or Apostille stamp before submission to your lawyer in Panama.

Can I Become a Permanent Resident With a Panama Retirement Visa?

Yes, you can become a permanent resident in Panama with a Pensionado visa. Holders of the retirement visa are allowed to stay and retire in Panama for as long as they want to.

Once you obtain a retirement visa, you will be granted permanent residency and enjoy your retirement in Panama.

You can apply for Panamanian citizenship after five years of being a permanent resident of Panama.

How Much Do You Need to Retire in Panama?

The low cost of living in Panama will give you a comfortable life without spending much. For example, a retired couple can live well for less than $3,000 a month, including rent, whereas a single person can live well from $1,400 to $1,700 a month.

Keep in mind that your lifestyle and residence location play a huge role in your budget. For example, the cost of living in big cities is higher than in smaller cities or rural areas.

Healthcare for Retirees in Panama

The Ministry of Health and Caja de Seguro Social (Social Security System) fund the public hospitals in Panama. Therefore, the services in public hospitals are not completely free. However, according to Panama Law, retirees are given a discount on healthcare services (check the benefits above).

Both public hospitals and private clinics in Panama have qualified medical staff and specialists and are equipped with modern appliances.

Expats have access to public and private health insurance.

Caja de Seguro Social

Caja de Seguro Social is run by the Ministry of Social Development (MIDES). CSS is in charge of administering the national insurance program for pensions, health, unemployment, and labor accidents.

Retirees who have reached the required age (57 women – 62 men) are eligible to apply for Caja de Seguro Social under the “Old Age Pension” and benefit from the CSS services. Depending on your preference, you can always go with private health insurance companies.

Where to Retire in Panama?

The tropical beaches, history, and wildlife are just some of the reasons why Panama is one of the most popular favorite retirement destinations.

Here is a list of some of the best places you can retire in Panama.

Boquete

Known as “Panama’s Top Expat Havens” and home to over 23,000 people, Boquete is perfect for expats looking for a simple and quiet retirement. The favorable climate, healthy lifestyle, natural landscapes, music, and art attract retirees around the world to move to Boquete and live the rest of their lives.

Pedasí

If safety is your main concern when looking for a new home, then Pedasi is the ideal place for you. Pedasí has the lowest crime rate in Panama.

The rural region is surrounded by natural greenery and beautiful beaches and is perfect for people who love the ocean and fishing.

Torio

Torio is a small town on the Panamas Azuero peninsula with friendly people and a beautiful coastline. The town is famous for the fishing spots and surfing, but there are many more activities one can do during their stay, such as horseback riding, mountain climbing, etc.

If you decide to live in Torio, you will experience the feeling of nature and people uniting.

Santa Fe

Santa Fe is a great place to retire and enjoy the low cost of living and warm climate. The authentic town is perfect for a comfortable and simple life. As a retiree, you will enjoy the low cost of living, friendly environment, and stunning tropical location.

Bocas del Toro

For everyone who wants to spend a more luxurious retirement and feel like they are in the Caribbean but on a budget, Bocas del Toro must be your final destination. Bocas del Toro is home to over 400 expats. The beautiful province offers many daily activities and beautiful natural sights, so you can relax and live comfortably.

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Currently, Mexico is home to more than 1 million expats from around the world. You can easily travel to Mexico and stay there for a certain period of time, but if you want to move in permanently, the procedure is more complicated.

How Can I Retire in Mexico?

Retired foreigners who want to reside permanently in Mexico for retirement purposes can do so by getting a Mexican Permanent Resident Card.

The Mexican Permanent Resident Card, also referred to as the Mexico Retirement Visa, is the most popular retirement option among foreigners who want to retire in Mexico.

To get a Permanent Residence Card, you must first apply for a Permanent Resident Visa and then convert the visa into a Mexican Permanent Resident Card.

Once you obtain a Permanent Resident Card, you can live in Mexico for an indefinite period of time.

What Are The Eligibility Criteria for Retirement in Mexico?

To be eligible for a Mexican Permanent Resident Card, you must meet certain criteria such as the following:

• You must be retired in your home country.
• You must have enough financial resources to live comfortably in Mexico.
• You must plan to live permanently in Mexico without participating in any gainful activities.
• You must not be a beneficiary of any income from within the territory of Mexico.

Requirements for Mexico Retirement Visa

If you are applying for a Residence Permit on the grounds of retiring in Mexico, you must have the following documents:

• Cover Letter, addressed to the Mexico embassy, explaining the reason for requesting the visa and stating:
  • Your full name, address, and passport number
  • Information about your pension, such as where you receive it from and the amount
  • Whether you have any investments
  • Your address in Mexico and the address in your home country
  • The date when you will travel and which port you will enter through
• Bank statements from the last six months, proving you have received a set monthly income (the amount may change from country to country, but it is around US$2,000-US$3,000)
• Proof of investments in the form of bank statements from the last twelve months (if applicable)
• If you have a dependent:
  • You must have an additional 25% of your monthly income for them per month as well
  • You must include proof of family relationship (birth certificates, marriage certificates etc)

How to Apply for a Mexico Permanent Residence Visa?

The application process for a Permanent Resident Visa for Mexico is as follows:

1. Contact a Mexico embassy to set up an appointment. You can find a list of Mexican embassies here.
2. Complete the Mexico Visa Application Form. You can find the application form on the website of the Mexico embassy where you will apply or at the embassy itself.
3. Collect the required documents. See the requirements for a Mexico Family Visa below.
4. Submit the application and pay the visa fee. On the date of your appointment, you will give your biometrics and may also have to enter an interview.
5. Wait for the visa to be processed
6. Pick up your passport. If the application is approved, the visa will be affixed to your passport.

If your Permanent Resident Visa is approved, you may use it to enter the country, where you have to convert it into a Mexican Permanent Resident Card at the National Immigration Institute.

Mexican Permanent Resident Visa Processing Time

The processing time for a Mexican Temporary Resident Visa changes from embassy to embassy, so you can expect to wait anywhere from one week to a month to receive a visa. As such, apply for the visa at least one month before you intend to travel.

How Much Does it Cost to Retire in Mexico?

One of the perks of retiring in Mexico is the low living costs. You do not need to spend much to live well, and an amount of $800 will get your monthly expenses covered.

Here is a presentation of the average living costs in Singapore:

Healthcare for Retirees in Mexico

Healthcare in Mexico is provided by government-run public institutions, private hospitals, private clinics, and private physicians, and it is ranked at 61 by WHO (World Health Organization). According to the Mexican constitution, all Mexican citizens are guaranteed free access to healthcare. 

Mexico has an impressive and efficient healthcare system that consists of public and private sectors. The majority of Mexican hospitals are in excellent condition, and the staff is highly trained, with most of them speaking English.

Although the country offers free healthcare services to its citizens, the private sector covers a considerable portion of the population. The medical services provided by private institutions in Mexico are offered by a part of the population by contracting private insurance companies or paying directly for the received services.

Around 6.9% of Mexicans have private insurance coverage, which is mainly paid out of their pockets.

Why Retire in Mexico?

Here is why you should retire in Mexico:

• Healthcare. Mexico offers free medical services to all its citizens and legal residents. The country has a two-tier healthcare system, consisting of the public and private health sectors, with great medical facilities and qualified staff.
• Housing. Construction prices in Mexico are relatively cheap, therefore, renovation costs far less due to the lower cost of labor. Besides renting and purchasing prices being cheap and affordable, property taxes are also low.
• Living Costs. The best thing about living in Mexico is the affordability. The estimated monthly cost of living for a single person is around $500 without including rent.
• Taxation. There is an exemption of up to 15 times the daily UMA for pension payments. For withdrawals, the exemption is set at 90 daily UMA for each year where the contributions were paid. Taxes are applied for amounts higher than these thresholds.
• Food. Mexican cuisine is known for being full of flavors and containing healthy and fresh ingredients like avocadoes, beans, chillis, and different types of meat like beef, fish, and chicken. One bite will be enough to taste a variety of delicious flavors.

What Are The Best Places for Retirees in Mexico?

Mexico offers a number of great places for retired expats. The area of your new permanent home depends on your lifestyle and your location preferences.

Here are some of the best places for retired foreigners to live in Mexico.

Puerto Vallarta

Puerto Vallarta is a resort town on the coast of Mexico’s Pacific, famous for its beaches, marine life, water sports, nightlife, and local resorts. It is a very popular destination for vacations and welcomes thousands of tourists every year.

In Puerto Vallarta, you can find boutique shops, a variety of restaurants and bars, and the Nuestra Señora de Guadalupe church.

Mérida

The capital of the Mexican state of Yucatan, is famous for its colorful Spanish colonial architecture. It is indeed a beautiful and unique city, with unique architecture, history, culture, and delicious food.

In Mérida, you will taste some of the most delicious food. The food has its own style and is different from the typical Mexican food. The cuisine is influenced by the local Mayan cuisine, Caribbean, Mexican, European, and Middle Eastern cuisine. Tropical fruits like coconut, pineapple, tamarind, and plum are often used in traditional dishes.

Lake Chapala

There are more than 20,000 expats living in the Lake Chapala region, most of whom are retired. The area is one of Mexico’s most popular expat destinations and a thriving retirement community. Retired expats love the perfect climate, the beautiful lakeside homes, and the affordable costs.

Tulúm

A green and blue paradise located on the Caribbean coastline of Mexico’s Yucatán Peninsula, Tulúm makes a great place for snorkeling and scuba diving. The town is known for its beaches and well-preserved ruins of an ancient Mayan port city.

Tulúm is not that expensive and perfect for people who want a laid-back and quiet lifestyle. 

Playa del Carmen

Playa del Carmen is a coastal resort town in Mexico with white sand beaches, turquoise waters, and beautiful caves. The area is a hotspot for tourists and people who want to enjoy a typical Caribbean relaxation and swim in crystal clear waters. While swimming in the turquoise waters, there is a chance you will come across turtles. 

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If you want to make Honduras your new home, you can do so by obtaining a Honduras Retirement Visa.

A Honduras Retirement Visa is a type of temporary residence issued to retired foreigners who want to reside in the territory of Honduras.

Who Is Eligible For a Retirement Visa in Honduras?

According to National Immigration Council (CNIg), you will be eligible to obtain a Honduras Retirement Visa if:

• You are able to prove that you have a stable economic and financial situation (assets, securities, pension).
• You can transfer a monthly amount of $1500 or the equivalent in a national currency to a Honduran bank from a source outside of Honduras. (pensionado)
• You can prove that you receive a permanent, lawful, and stable income generated abroad or in the national territory of not less than $2.500 or the equivalent in a national currency. (rentista)
• You have a clear criminal record and are not considered a threat to the country of Honduras or its people.

Documents Required for a Honduras Retirement Visa

The following documents are required to be submitted when applying for a Honduras Retirement Visa:

• Accredited Power of Representation with which your attorney will act on your behalf.
• Contract stamps and contact information. Through your attorney, submit the respective contract stamps and extensive contact information for you and your representative to the Secretary of State for Human Rights, Justice, the Interior, and Decentralization.
• Passport. Your passport must be valid for at least one year from the application date. You must also attach an authenticated photocopy of your passport.
• One photograph. A recently taken photograph in a format size 6cm x 5cm.
• Certification of the Registry of Migratory Movements issued by the National Institute of Migration.
• Police clearance certificate. An authenticated criminal record certificate issued from the country of origin and the country of your last residence.
• A certificate from the General Directorate of Criminal Investigation stating that there are no complaints against you.
• Medical report. A medical certificate not older than six months stating you are in good health conditions.
• An original application for entry authorized by the respective consul. Applicable only if you have started the application process from abroad through the diplomatic or consular representations of Honduras.

NOTE: All documents issued in a language other than Spanish must be officially translated by the Ministry of Foreign Affairs and legalized or apostilled.

How to Apply For a Honduras Retirement Visa?

To apply for a Honduras Retirement Visa, you need to connect with a Honduran attorney to guide you through the application process. After consulting with an attorney who is familiar with this type of process, you must gather all the necessary documents.

You can submit the application for a Honduras Retirement Visa from abroad or within the Honduran territory.

• If you are applying from abroad, you can visit the nearest Honduran consulate or diplomatic mission in your country to submit the application.
• If you want to apply from Honduras, you need to get a Honduras Visa to enter the country and begin the application process while in Honduras. Generally, most people will get a free 90-day visa on arrival.

How Much Does a Honduras Retirement Visa Cost?

The application fees for a Honduras Retirement Visa are as follows:

Can I Bring my Dependents to Honduras with a Retirement Visa?

Yes, your family members can accompany you to Honduras with a retirement visa. This visa will allow you to bring your dependents (spouse and children) with you. You will be required to add an additional amount of $150 for each dependent individually and submit supporting documents such as a birth certificate or marriage certificate to prove the relationship.

Can You Work in Honduras With a Retirement Visa?

Typically, you are not allowed to work with a retirement visa. But, you can apply for permission as a rentier resident or pensioner to engage in paid activities.

This application will cost you a fee of $200. 

How Much Money Do You Need to Retire in Honduras?

Honduras’s living costs are affordable for everyone compared to other countries in Central America. The estimated monthly costs for a single person living in Honduras are around $600 without rent. This amount includes the expenses for necessities such as transportation, groceries, water, electricity, etc.

Even if you include rent, Honduras will still be cheap and affordable for you. This means that whether you decide to reside in the city or outside the city center, the rent prices will not have a big difference. You can find one-bedroom apartments for as low as $145 to $500 in the city center or three-bedroom apartments for $270 to $810 outside the city center.

In general, a monthly amount of $1000–$1500 would be enough for you to live comfortably in Honduras.

Here is a presentation of the average living costs in Honduras: 

Healthcare for Retirees in Honduras

Healthcare in Honduras is provided by the Ministry of Health. The medical services provided by the public sector are mainly available in developed cities which makes it harder for residents in rural areas to receive medical services.
Although Honduras has many hospitals and health centers that provide physician and dentistry services, the country has a low number of physicians to provide sufficient primary healthcare to the citizens.

The healthcare system is divided into the public and private sectors. The public sector includes the Ministry of Health and the Honduras Social Security Institute, whereas the private sector includes nonprofit organizations.

The private sector serves those who can afford to pay or are covered by private insurance. Around 2.9% of the population is covered by private health insurance.

Why Retire in Honduras?

Here is why you should retire in Honduras:

• Real estate. If you are looking to purchase a home or land in Honduras, you can do so at a low cost. Real estate prices in Honduras are relatively cheap. Whether you want to purchase your own home or rent a place to live, the prices are still very affordable.
• Low living costs. Besides real estate prices being low, life in Honduras is generally affordable. An amount of approximately $1500 will be more than enough for your monthly expenses, and depending on your lifestyle, you might spend even less.
• Healthcare. Hondurans have access to both the public and private sectors. Both of them offer great quality healthcare to the residents, but depending on your choice, you can always opt for private health insurance to avoid long waits and get better treatment.
• Tax Dispensations. As a retiree, you will benefit from tax exemption while importing vehicles, personal belongings, and household items importation.
• Climate. Moving to an island comes together with hot temperatures, perfect for spending your days on the beach and just relaxing for the rest of your life. The climate varies from tropical in the lowlands to temperate in the mountains.
• Nature. Nature will follow you everywhere around Honduras. The country is known for its magical beauty of marvelous landscapes and archaeological sites. In Honduras, you will find a natural mix of green and blue.

Best Places to Retire in Honduras

Making a decision where to retire in Honduras is hard because the country offers many beautiful places that fulfill your retirement needs. Here are some of the best places to retire in Honduras to help you choose the right place to live in.

Roatan

Wake up every day with a scenic view of crystal clear waters on the magical island. Roatan is famous for its amazing offshore reefs and coral gardens and is one of the most popular places to retire in Honduras. There are many activities you can do, such as snorkeling and diving, touring around the jungles, horseback riding, boat trips, and many more.

La Ceiba

La Ceiba is a port city and a popular tourist destination surrounded by lush jungles, beautiful mountains, rivers, and majestic beaches.

It is impossible not to have a great time in La Ceiba. Some of the things you can do there are taking an ATV tour through the mountainside and river valleys, hiking the jungle, diving into the beautiful waterfalls, canoeing, or just relaxing on the beach. The town is also very safe and will make you feel at home.

Copan Ruinas

Filled with greenery everywhere you go and known for its beautiful stone temples, altars, hieroglyphs, and stelae, Copan Ruinas is one of the most popular attractions in Honduras. The archaeological site is definitely an important cultural destination. Every day in Copan Ruinas will feel like an adventure in the jungle.

Gracias

Gracias is a small town in Honduras founded in 1536 and located in the western region. The town is perfect for cultural and nature tourism and offers many things to do. The hot temperatures will accompany you throughout the year, so you can enjoy the rest of your retirement on the beach.

Santa Rosa de Copan

Santa Rosa de Copan is a small town with many colorful buildings and is one of the safest cities in Honduras. Being the coffee capital of Honduras, Santa Rosa de Copan is perfect for coffee lovers who want to try new flavors. The city is also famous for producing other products like cigars, sugar refining, furniture, leather products, clothing, and beverages.

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Guatemala welcomes retirees from all over the world and all you need to retire in Guatemala is to obtain a Guatemala Pensionado Visa, also known as a retirement visa.

Once you receive a Pensionado visa, you can travel in and out of the country as you wish. You will also benefit from the Pensioner Law of Guatemala once you meet the requirements established for the retirement category.

Who Is Eligible For the Pensionado Visa in Guatemala?

You can apply for a Guatemala pensionado visa if:

• You are retired in your country of residence.
• You have legal permanent income from outside of Guatemala.
• You receive a monthly income of at least $1,250.
• You are not considered a threat to the safety of Guatemala.
• You plan on residing permanently in the national territory of Guatemala.

Documents Required for a Guatemala Retirement Visa

Present the following documents when applying for a Guatemala Retirement Visa:

• Guatemala Pensionado Visa Application Form.
• Passport. An original and valid passport must be presented at the time of application, together with a legalized copy of the passport pages.
• Certification of validity of the passport issued by the Embassy or Consulate of your home country in Guatemala.
• Police clearance certificate. A certificate issued by the corresponding authority in your country or countries in which you have resided for the last five years.
• Copy of the resolution that accredits you as a temporary resident. If applicable.
• Proof of income. Proof you have a minimum individual income of $1,250 from your home country.
• Proof you have paid the application fee.

The Guatemalan consular office in your country might require additional documents, or the application process may differ; therefore, it is advisable to contact the relevant authority and ask for information regarding the visa application process.

NOTE: Documents must be apostilled or legalized in accordance with the Law of Judicial Organism. 

How to Apply For a Guatemala Retirement Visa?

You can apply for a Guatemala Pensionado Visa at one of the Guatemalan consular offices accredited in your place of residence. If you are already in Guatemala, you can submit the application directly to the General Directorate of Migration in Guatemala.

Here is a general step-by-step guide on how to apply for a Guatemala Retirement Visa:

1. Complete the document checklist and pay the required application fees before visiting the consular office.
2. Submit the documents to the consular office and wait for a response. The consulate will forward your application to be examined by the Guatemalan General Directorate of Migration.
3. The General Directorate of Migration will examine your application and transfer the actions to the Ministry of Public Finance to authorize the tariff exemptions determined by the law of retirement.

Remember: To apply for a Pensionado Visa if you are in Guatemala already, you can submit your documents directly to the General Directorate of Migration.

How Long Does a Guatemalan Pensionado Visa Take to Process?

Usually, the pensionado visa application takes 15 days to process, but it can take longer in certain cases.

After the Retirement Visa Is Approved

After you are granted the Pensionado (Retirement) visa and enter Guatemala, you must register with the General Directorate of Immigration within a period of 30 days, and receive the migratory certificate.

How Much Does a Guatemala Retirement Visa Cost?

The application fee for a Guatemala Pensionado Visa (Retirement Visa) is $400. Depending on where you are applying from, you can pay the fee at the Guatemala consulate or the General Directorate of Migration.

How Long Can I Stay in Guatemala as a Retired Expat?

A Guatemala Pensionado Visa is issued for a period of five years, which can be extended before the visa expires.

Benefits of Guatemala Pensionado Visa

Once you are granted a Guatemala Pensionado Visa, you will be entitled to the following benefits:

• You will be exempt from paying taxes VAT for importing your personal belongings or household items.
• You will be exempt from income tax on incomes declared as coming from outside of Guatemala.
• You will be exempt from paying import customs duties when importing vehicles from abroad (the CIF value of the vehicle cannot exceed 25 times the value of said income, or you will be required to pay all taxes on the difference).
• You will be exempt from payment of fees caused by registration, extension, or change of quality migratory status.

Can I Bring my Dependents to Guatemala With a Retirement Visa?

Yes, you are allowed to bring your family members (dependants) with you once you obtain a Guatemala Retirement Visa. To do that, you will be required to add an additional amount of $300 for each dependent. Eligible family members include:

• Spouse (who you are legally married to)
• Children (not older than 25 years old)

Can You Work in Guatemala With a Retirement Visa?

No, a Guatemala Pensionado (Retirement) Visa does not give you the permit to work. You will not be allowed to work in a position where you will benefit from monthly income, but you can run your own business without engaging in any kind of paid work.

Can I Lose My Guatemala Pensionado Status?

You can lose the Guatemala Pensionado (Retirement) Visa due to the following reasons:

• You fail to comply with the obligations inherited with the retired resident status.
• You provide false information regarding your socioeconomic status.
• You stay out of the country for a period longer than one consecutive year unless you demonstrate that the absence happened due to illness.

Healthcare for Retirees in Guatemala

The healthcare system of Guatemala is divided into three separate divisions: the public, private nonprofit, and private for-profit sectors. The public health sector provides medical care through hospitals, health facilities, and health centers, whereas the private sector provides medical care within private offices, clinics, and hospitals.

Public healthcare in Guatemala is a “single-payer” system, offering free medical services to everyone and it covers about 88% of the population The public healthcare sector is focused more on treating diseases, therefore primary care in facilities is basic. In big cities like Guatemala City, hospitals provide high-quality medical care, but you will not find the same care in other cities, especially in rural areas of the country.

Although Guatemala offers free public healthcare services to all Guatemalan citizens there are several medical services like blood work or radiology that can only be performed in private companies. As a result, citizens are forced to opt for private healthcare.

When choosing private healthcare, it is recommended to choose a health plan that offers international coverage for all medical services.

How Much Money Do You Need to Retire in Guatemala?

Guatemala is one of the cheapest countries in Central America, making it the most affordable retirement option in the region. You can cover your daily expenses with just about $585  per month without including rent.

The rent price depends on what type of residency you want to live in and your budget. For example, you can find apartments for as low as $300 to $850 (one bedroom) and $650 to $1,700 (three bedrooms) in the city center. Whereas the price range for apartments outside of the city center, the monthly rent goes from $260 to $590 (one bedroom) and $390 to $1,200 (three bedrooms).

Here is a presentation of the average living costs in Guatemala: 

Why Retire in Guatemala?

Here is what makes Guatemala a perfect place to retire:

• Tax exemptions. Retired citizens of Guatemala will be exempt from tax payments such as import customs during the first year of your retirement in Guatemala, etc.
• The low cost of living. Guatemala makes a perfectly affordable and cheap option for spending your retirement. Real estate prices are below average and daily expenses are cheaper than in all of Central America.
• Healthcare. Guatemala offers free public healthcare with excellent medical care to all its residents. As a retiree, you can choose between free public healthcare or private medical companies. The price of private healthcare is still affordable compared to other countries.
• Nature. With a wonderful touch of green, Guatemala will amaze you with its beautiful nature. Besides the famous natural attractions, Guatemala has great biodiversity with over 1,200 species.
• Delicious food. Guatemalan cuisine is diverse in color, ingredients, and taste. Corn, chilies, and beans are considered key ingredients for all Guatemalan dishes. The food is spicy enough to leave you with a delicious flavor and want more.

Best Places to Retire in Guatemala

Here are the best places to retire in Guatemala:

Guatemala City

The capital city is a popular destination for expats moving to Guatemala. Guatemala City hosts art galleries and important museums and dominates the cultural life of the country. Expats are attracted by the rich culture, great coffee, and restaurants.

Antigua

Antigua is a great city to get in touch with Guatemalan culture. The colored buildings, stunning volcanoes, and beautiful beaches make Antigua a great place to spend your retirement. While living in Antigua, you will get the chance to try the diverse cuisine and delicious restaurants.

One of the customs and traditions of Antigua is its patron saint festival which gives the city a colorful view and great atmosphere.

Lake Atitlan

Lake Atitlan is the perfect place to get away and enjoy nature. The area has a unique location, surrounded by three volcanoes and steep cliffs. You can spend your days swimming in the beautiful water and walking around the lake. Some of the most popular areas for expats in Lake Atitlan are  Panajachel, San Pedro La Laguna, and Selina.

Panajachel

Panajachel, also known as Pana, is one of the most famous places for tourism in Guatemala. In Panajachel, you will find several restaurants with local and international cuisine, coffee shops, and more. You will enjoy the spectacular view of the lake and the volcanoes surrounding it and can take a boat trip to visit the different municipalities.

San Pedro La Laguna

The town is located on the southwest shore of Lake Atitlan and is famous for its artists and murals. If you like going out at night for a drink and meeting new people, San Pedro La Laguna is known for its nightlife around Lake Atitlan. Pubs, restaurants, hostels, and hotels have made San Pedro La Laguna become a hotspot for backpackers and travelers.

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To retire in Costa Rica, you need to obtain a retirement visa, also known as a Pensionado Visa.

Who Can Apply for a Retirement Visa in Costa Rica?

To qualify for the Pensionado Visa, you must receive a lifetime monthly pension of at least $1,000 individually. This can be through social security, annuities, retirement funds, military pensions, or other retirement benefits. Costa Rica has no minimum age requirement for pensioners.

Documents For a Costa Rica Retirement Visa

These are the documents you need to submit to complete the application for a Costa Rica retirement visa:

• A request letter stating the reasons for your application in Costa Rica. The request letter must include your first and last name of the lawyer, nationality, age, occupation, address, etc. The letter must be signed by an immigration officer or through a Public Notary.
• Two recently taken photographs. The photograph format should be passport-sized; you must be facing the camera and in clear view.
• Completed and signed application form. The application form is provided by the Costa Rica immigration services or the embassy/consulate in which you are applying.
• Proof of fingerprint registration, issued by the Ministry of Public Safety. This is not applicable for dependents under the age of 12.
• Birth certificate, issued by your country of origin, legalized and authentically annotated (not older than six months).
• A legalized and authentically annotated certificate of your past criminal record from your home country or the place you have been living for the past three years. U.S applicants should submit a Federal Criminal Background Certificate not older than six months.
• Copies of passport pages. All copies must be certified and compared to the original by the official or through a Public Notary.
• Lifetime pension issued by the competent authority. A certificate indicating that you will be receiving a monthly pension of more than $1,000.
• For accompanying dependents: Submit supportive documentation such as a marriage or birth certificate or any medical certificates proving dependency.
• Proof of paid fee. Once you pay the requested fee, attach the receipt to the rest of the documents.
• Payment of $1.25 and $2.50 for each page submitted with the residency request.

NOTE: All documents issued abroad must be legalized and authenticated or apostilled by the Costa Rican Consulate and then certified by the Ministry of Foreign Affairs of Costa Rica. Documents issued in a language other than Spanish must be translated through an official translator through a Public Notary.

How to Apply For a Retirement Visa in Costa Rica?

There are two ways you can apply for a Costa Rican Retirement visa:

• At the Department of Immigration in Costa Rica.
• At a Costa Rica consular office abroad.

Applying for a Retirement Visa in Costa Rica

If you are in Costa Rica, you must submit your application for a retirement visa at the Costa Rican Department of Immigration. You have to apply through the Platform of Services of the central offices of the Department of Immigration or one of the regional offices. The process is as follows:

1. Complete the document checklist. If there are any documents missing, you will have ten days to submit them. If it takes longer to submit the missing documents you must submit a written request to extend the deadline.
2. Submit the documents at the Department of Immigration. After submission the documents will be reviewed and put into the system.
3. Review your application. You will receive a document with your personal information, file number, and the list of submitted documents. You must review it to make sure the information is correct.
4. Wait for a decision on your visa application. The department takes 90 days to reach a decision. If you have included a fax number in the application, you will receive the decision through fax. If you did not, you should go to the Platform of Services in person and ask for your application status.

Applying for a Costa Rican Retirement Visa Abroad

If you are abroad, you can apply for a Costa Rica retirement visa at a Costa Rican consulate or embassy. The process is as follows:

1. Set an appointment. Contact the nearest Costa Rican consular office in your home country and set an appointment. You may have to visit the office in person or ask for further information.
2. Complete the list of documents. You must have the full list of required documents when you submit your application. See “Documents For a Costa Rica Retirement Visa” below.
3. Complete the application form. You can get an application form for a retirement visa at the embassy or consulate or the immigration services of Costa Rica. complete the form and attach it to the rest of your application.Check the documents and make sure there are no missing documents.
4. Submit the application and wait for an answer. On the date of your appointment, submit all the required documents, as requested by the embassy/consulate. You may have to wait for up to 90 days to hear a decision on your application.

Costa Rica Retirement Visa Fee

The fee for a Costa Rican retirement visa is $50 or each applicant. You have to pay the fee via bank transfer at the bank account provided by the Department of Immigration in Costa Rica. When applying for a retirement visa from abroad, the consulate or embassy will provide you with the relevant bank details for payment of the visa fee.

What Is the Duration of a Retirement Visa for Costa Rica?

The Costa Rica Pensionado Visa is valid for two years. After two years, you can apply for a renewal of your retirement visa. You need to provide proof of a $1,000 monthly income.

Can My Family Members Come With Me?

Yes, the Costa Rica retirement visa allows you to bring your family to reside in Costa Rica. The eligible family members who can apply with you include:

• Your spouse.
• Dependent, unmarried, children under the age of 25.
• Children over the age of 25 who are dependent on you or your spouse due to a disability.

Can I Get Permanent Residency in Costa Rica With a Retirement Visa?

Yes, after having a temporary residence permit for three or more years, you can apply for a permanent residence which can be renewed every five years.

How Much Money Do You Need to Retire in Costa Rica?

Costa Rica might not be the cheapest option when it comes to living costs. However, location and lifestyle are two key factors that affect your retirement budget.

But, overall, Costa Rica is cheaper than the US, and you can live comfortably with $1,000 to $1,500 per month, including rent.

Keep in mind that settling in cities like San Jose, Escazu, Tamarindo, or Puntarenas will cost you more than settling in a rural area and a smaller city.

Healthcare for Retirees in Costa Rica

Healthcare in Costa Rica is considered one of the best in Latin America. There are two healthcare systems expats can have access to:

• CCSS – Caja Costarricense de Seguro Social (Caja)
• Private Healthcare 

CCSS – Caja Costarricense de Seguro Social (Caja)

The Caja Costarricense de Seguro Social is in charge of most of the nation’s public health sector and offers services available for all citizens and permanent legal residents.

As a retired expat, you will be required to pay for the use of the public healthcare system. The amount you will need to pay depends on the financial amount you declared during your retirement visa application.

You can sign-up for Caja after entering Costa Rica. Visit the nearest Caja office and submit the required documents to start the application.

Private Health Insurance

Private healthcare insurance in Costa Rica will offer you access to a higher standard of quality of medical care and facilities.  You can pay for private treatment with cash.

Most of the population in Costa Rica chooses private insurance to avoid long waits at medical facilities or delayed treatment.

Even though it is more expensive than Caja, private health insurance is still very affordable for everyone.

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However, that’s not always the case. The Costa Rica visa policy is divided into four groups:

1. The first group included visa-exempt nationals who are allowed to travel to Costa Rica with just their passport. The passport must be valid for at least one more day from the date of entry into the country.
2. The second group also includes visa-exempt nationals who are allowed to travel to Costa Rica with just their passport. However, in this case, the passport must be valid for at least three months from the date of arrival.
3. The third group includes foreign nationals who need a Costa Rica Consular Visa, which must be applied for at a Costa Rica consulate in their country of residence.
4. The fourth group includes foreign nationals who need a Costa Rica Restricted Visa. This type of visa has to be approved by the Commission of Restricted Visas.

This article will detail the Costa Rica visa policy by country.

Do You Need a Visa for Costa Rica?

You only need a Costa Rica visa if you are from one of the following countries:

Foreign nationals who need a Costa Rica Consular Visa (Third group)

The following countries have to apply for a Costa Rica Consular Visa at a Costa Rica consulate in their country:

Foreign nationals who need a Costa Rica Restricted Visa (Fourth group)

Nationals from the following countries have to apply for a Costa Rica Restricted Visa, which requires authorization form the Commission of Restricted Visas:

Who is Exempt from Costa Rica Visas?

The following nationals are exempt from holding a visa when travelling to Costa Rica:

For stays of up to 90 days

For stays of up to 30 days

Do You Need a Costa Rica Visa if You Already Have a US/Schengen visa?

Visa-required foreign nationals may be exempt from holding a Costa Rica visa if they already have a valid entry visa for one of the following countries:

• An EU member state
• A Schengen country
• USA
• Canada
• South Korea
• Japan

Additionally, foreign nationals on the third and fourth group are exempt from holding a Costa Rica visa if they have a residence permit (not less than six months) for:

• USA
• Canada
• An EU member state

Do US Citizens Need a Visa for Costa Rica?

If you are a US national, and you want to stay in Costa Rica for a period longer than 90 days, you will need a residence permit. You can get a Costa Rica residence permit in two ways:

• By applying for a provisional visa (student visa, work visa) at a Costa Rica consulate before you travel to Costa Rica or
• Enter Costa Rica as a tourist and apply after you arrive in the country at the Costa Rican Department of Immigration (Dirección General de Migración y Extranjería).

This applies to all the foreign nationals included in group 1 and 2 that are allowed visa-free access to Costa Rica.

What if I Need to Apply for a Costa Rica Visa?

If you need to apply for a visa to Costa Rica, you can review the application steps and requirements here.

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Once your visa is approved, you will get a Permanent Resident Card. This card, otherwise known as a Canadian PR Card proves that you have permanent residence in Canada. You must have it with you at all times, especially when you travel.

You must be at least 18 years old to apply and you can apply with your child if they are under 18 years old.

What Are the Benefits of a Canada Permanent Visa?

As a Canada Permanent Resident, you are allowed to do the following:

• You can get most social benefits that Canadians get such as health care coverage;
• You can live, study, or work anywhere in Canada;
• You get protection under Canadian law and the Canadian Charter of Rights and Freedoms;
• You can apply for a Canadian citizenship once you are eligible;

To get these benefits though, you must regularly pay Canadian taxes and respect the laws. Even if you are a permanent resident of Canada, you are not allowed to vote or run for political office as well as hold jobs that need high-level security clearance.

What are the Types of the Permanent Canada Visas?

Depending on your situation, there are different ways to get an immigration visa for Canada. There are four categories which have their own visas for permanent residence, so you can get the status through the following:

• Finding a permanent job in Canada
• Getting sponsored by your family
• Opening a business or investing in Canada
• Other permanent visas

Finding a Permanent Job in Canada

The most attainable way to get a Permanent Canada Visa is to find a job in the country. There are different programs which will lead to such a visa, as described in the table below.

Federal Skilled Trades Program

The Federal Skilled Trades Program (FSTP) visa is given to qualified tradespeople in different occupations such as:

• Electricians
• Carpenters
• Aircraft Mechanics
• Machinists
• Ironworkers
• Welders
• Crane Operators
• Heavy-duty Equipment Mechanics
• Plumbers, etc.

Federal Skilled Worker Program

The Federal Skilled Worker Program (FSWP) visa is given to those who have occupations which are required in Canada. You must check the types of occupations Canada needs when you start planning to apply and obtain the necessary points.

Provincial Nomination Programs

The Provincial Nomination Programs (PNP) visa is for semi or low-skilled workers who can contribute to the Canadian economy though their work. The workers get placement in different provinces of Canada where the demand for their work is higher.

Quebec-Selected Skilled Worker Program

If you have one of the occupations required in the Canadian province of Quebec and you are fluent in French, then you can apply for the Quebec-Selected Skilled Worker Program (QSWP) visa which will allow you to move and work permanently there.

Getting sponsored by your family

If you have close family in Canada such as a spouse, parents, or children who are Canadian Permanent Residents or Citizens, then you can get sponsored through them and call for family union. Through this, you can get on the Family Sponsorship Program which allows you to become a Permanent Resident of Canada.

Opening a business or investing in Canada

The Canadian economy is continuously developing and if you are a businessperson who can contribute to it with resources, then you can get one of the Canadian Permanent Visas as follows.

Immigrant Investor Program

The Immigrant Investor Program visa is given to people with a net worth of at least CAD$800,000 who will make investments in the Canadian economy.

They must invest at least CAD$400,000 and the government will return the investment to them in 5 years without any interest.

Immigrant Investor Program –Entrepreneur Program

The Entrepreneur Program visa is given to people with a net worth of at least CAD$300,000 who will be individually involved in contributing to the Canadian economy.

These investors must commit to owning and managing at least one third of a Canadian business as well as create and maintain employment within 3 years of being in the country.

Self-employed Persons Program

The Self-employed Persons Program visa is given to people who have skills in business, athletics, culture, or farming and can start their own businesses.

These people must demonstrate how they will finance the business and prove their skills in those particular areas.

Other permanent visas

Other permanent visas are those that do not necessarily fit within the categories above but are valid ways to get permanent residence in Canada.

Live-in Caregiver Program

This visa is given to caregivers that are qualified to care for elderly, disabled people, or children and live in a private home in Canada.

Canadian Experience Class

This visa is given to those who have a temporary student visa or a temporary workers visa and want to switch to a permanent resident status.

They either have a Canadian education or work experience and have settled into Canadian society.

What are the requirements of the Permanent Canada Visas?

All Canadian Visas have general requirements and visa specific requirements. The general requirements for the Permanent Canada Visas are as follows:

• A valid government-issued passport with at least one blank page that is not the last page.
• If you have application documents in a language other than English or French, you must translate them through an authorized and verified translator.
• Two (2) photos following the Canada Photo Requirements.
• Have a clean criminal history and prove it through court documents.
• Proof of paid visa and processing fees.
• Signed and filled out a Visa Application Center (VAC) consent form.
• Medical exam certificate.

If you fulfill these requirements, then you will have visa specific requirements.

How to apply for a Permanent Canada Visa?

Each Permanent Canada Visa has their own application process, but they have some similarities. In general, you will have to go through the following steps to apply.

1. Visit the Government of Canada website and go to Immigrate and then to “Find out if you can apply”. Take the questionnaire and wait for the results.
2. If you qualify for any of the permanent visas, you will get a reference code and instructions on how to apply.
3. Create an account using your bank information or the Government of Canada login (GCKey)/\.
4. Start and submit your application by inputting your reference code and completing the necessary documents.
5. When you submit your application, you will have to also pay the application fees.
6. Wait for processing and if necessary, attend a visa interview and give your biometrics information.
7. Check your account frequently for any notifications on the status of your visa processing.
8. If your visa is approved, mail in your passport according to the instructions that the Canadian Consulate sends you with the processing fees.
9. The Consulate will stamp the visa on your passport and send you a Permanent Resident Travel Card (PRTC) with your passport via mail.
10. You can then travel to Canada and wait for your Canada PR Card to be mailed to you.
11. Congratulations! You are a Canadian Permanent Resident.

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What is a Canadian Temporary Resident Visa?

The Canadian Temporary Resident Visas are a category of visas for people who want to stay in Canada for a short period of time, usually 6 months or less. They are for various purposes of staying such as tourism, business, family visits, and so on.

If you have one of these visas, then it means you will stay in Canada for a short period of time and not much longer. You will not be allowed to apply for citizenship of Canada, apply to get Canadian government documents or try to claim for Canadian benefits such as health coverage.

You are only allowed to stay in Canada for the purpose that you applied for, and you cannot try and work or study for a long-term program there. If you find a study program that has a duration of 6 months or less, then you are allowed to attend it, but only if you have specified it in your application. Otherwise, working is not permitted at all. Additionally, you must prove that you plan to return to your home country and not stay in Canada.

Do I Need to Apply for a Canada Temporary Resident Visa?

Most travelers will need a Temporary Resident Visa (TRV) which grants them entry to Canada, although there are nationals of countries which will only need an Electronic Travel Authorization (eTA), or they are completely exempt and can enter freely with their passports without needing a visa.

Eligibility Criteria for the Temporary Resident Visas

To be eligible to apply for the Temporary Resident visas for Canada you must be able to fulfill the following criteria:

• Be at least 18 years old to apply as the primary visa applicant.
• Have a valid governmental issued passport with at least one blank page that is not the last page of the passport.
• Translate and certify all the documents that you have that are in another language other than English or French.
• Gave a clean criminal history and submit court documents to prove it.
• Be ready to pay the necessary visa application fees and visa processing fees.
• Sign and date the appropriate documents where necessary.
• Fill and sign a Visa Application Center (VAC) Consent Form.
• Submit copies of your current immigration status in another country or in Canada.
• Have enough funds to cover your stay in Canada.
• Be ready to attend and interview or give biometric information.
• Go through a medical examination if the Canadian Consulate asks you to.
• Prove that your stay in Canada is temporary and that you will return to your home country once your visit is over.
• You must prove that you do not plan to work or study in Canada.

However, depending on the type of TRV visa that you are applying for, you might have to comply to additional criteria.

What are the types of Canadian Temporary Resident Visas?

There are several types of Temporary Resident Visas separated by the purpose of visit. The following visas belong to this category:

• Visitor Visa – or simply said Canada Tourist Visa is the visa which allows you to go to Canada for tourism purposes;
• Super Visa – is the visa for parents or grandparents of Canadian Citizens or Permanent Residents to visit their children or grandchildren for longer period of times, up to 2 years at a time;
• Diplomatic and Official Visa – is the visa for governmental officials or diplomats of foreign countries to go to Canada on official duties and responsibilities;
• Courtesy Visa – is the visa for those persons who are not governmental officials or diplomats and cannot qualify for the Diplomatic and Official Visa, but have some importance or ranks;
• Facilitation Visa – is the visa given to those persons who are Canadian Citizens with dual nationalities, but because of circumstances that were beyond their control, they do not have a Canadian passport. To allow them to visit Canada, the Consulate issues a Facilitation Visa in the passport of the other nationality that they hold.
• Business Persons and Business Delegations Visa – is the visa for businesspeople who are going to Canada for the purposes of doing business, attending meetings, workshops, conferences, or trade shows;
• Persons wishing to enter Canada for the purpose of giving birth – is the visa given to women who want to give birth to a baby in Canada, since any child born in Canada is considered a citizen;
• Intending Organ Donors Visa – is the visa for those who want to donate an organ to a Canadian Permanent Resident or a Canadian Citizen;
• Dual Intent Visa – is the visa for those who want to stay in Canada temporarily, but intend to also apply for a permanent visa and claim so in their applications.

What are the requirements for the TRV Canada?

Since this is a category of visas and not a single visa, there are two types of requirements that potential applicants must fulfill to qualify or be eligible for any of the visas:

• General Visa Requirements
• Visa Specific Requirements

General Requirements for all Temporary Resident Visas

The standard Canada Visa Requirements are a set of criteria that apply to any of the Temporary Resident Visas, no matter the purpose of your visit.

To apply for any of the Canada temporary resident visas you must submit the following forms:

• Form IMM 5257, Application for Temporary Resident.
• Form IMM 5707, Family Information Form.

Other forms that you might have to fill out if they are applicable for you are:

• Form IMM 5409, Statutory Declaration of Common-law Union.
• Form IMM 5476, Use of a Representative.
• Form IMM 5475, Authority to release personal information to a designated individual.

Visa Specific Requirements

If you qualify and meet the standard Canada Visa Requirements, then there are additional criteria based on your purpose of visit. These are different for each type of visa in the group. A few examples of such requirements are below:

• For the Tourist Visa, you must have an itinerary of the places you plan to visit in Canada;
• For the Super Visa, you must have an invitation letter from your child or grandchild and proof of relationship such as a birth certificate;
• For the Business Visa, you must prove that you work for a company other than the one you are doing business with in Canada;
• For the Diplomatic Visa, you must have documents which prove you are a governmental official of your country and you are visiting Canada for official duties, etc.

For more detailed visa specific requirements, we recommend you find the specific visa you are applying for in our guide and go through the details and instructions. Meeting these requirements is very important for you to get the visa. If you do not qualify for all the requirements, then you might have to submit additional proof to the Canadian Consulate to convince them that they should give you the visa, or the officials will reject your application.

How to Apply for a Temporary Resident Visa?

The application for Temporary Resident Visa has a set of steps that applicants must follow. There are two ways you can apply for the TRV:

• Online application;
• Application in person;

Since most application processes are being digitized, it is recommended that you try and apply online if it is possible. However, even if you apply online, if the Consulate requires an interview or your biometrics, you will have to show up in person. If you apply in person, then you will have to visit the Consulate multiple times to complete the whole process.

The application process for the TRV has these specific steps:

Confirm your eligibility for a Temporary Resident Visa for Canada

You must go to the Government of Canada website to the Immigration tab. Click on that tab and then click on Visit. When you get to the page, you will see a link called “Find out if you need a visa”. Click on that link and you will be directed to a survey.

You must answer the questions truthfully and select the reason for your visit. The questionnaire will analyze your answers and determine whether you need a Temporary Resident visa, whether you are eligible, or if you only need an Electronic Travel Authorization (eTA).

If you are eligible for a Temporary Visitor Visa, then the page will direct you to the instructions on how to apply. You can apply online or in person and with the increasing digitalization of visa applications, it is much easier if you apply online. Answer a few more questions on the “Determine your eligibility and apply online” survey and you will be given a reference code and a checklist of what you have to do to apply.

Create an account

You must save the reference code and then open an account in the same Government of Canada website. You can either open the account through your bank account details or use a Government of Canada login (GCKey). Once you login, you can start your application.

Submit the Application

Use your reference code to access your answers to the questionnaire and the forms you need to fill out.

Wait for processing and respond to additional requests for information

Once you submit your application, it will take around 5 days for it to show up on your account. During the next few weeks, the Canadian Consulate will process the application. If they see it necessary, they will invite you for a visa interview and/or to give your biometric information.

If that happens, you must attend the interview at the scheduled time and respond to all the questions truthfully.

Send your passport for stamping

Once your Canada Temporary Resident visa is approved, the notification will show up on your online account or the Embassy will let you know once you complete the interview. The next step is to then submit your passport for stamping and processing.

If you have completed all the procedures online, then the Embassy will send you an email with instructions on where to mail your passport. You must mail the passport and the processing fees, as well as pay for a return envelope. If you are at the Embassy in person, then you will pay the fees there and give the Consular Officer your passport.

The Consulate will process your passport, stamp it, and return to you. If they mail it back, it will take a few days to arrive, but from that point forward, you can start making your travel arrangements for your visit in Canada.

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Eligibility Requirements for an Aged Dependent Visa

The eligibility requirements for an aged dependent visa are as follows:

• You must have an acceptable sponsor.
• You must be of pension age (between 65-67).
• You must be genuinely dependent on your sponsor.
• You must be single.
• You must have assurance of support.

If you are applying for subclass 883, in addition to the eligibility requirements your previous visa must not have a “no further stay” condition.

Assurance of Support

Assurance of support is a type of agreement between your sponsor and the Australian government. The point of this agreement is to make it easier for you to get a visa. For example, the Australian government agrees to help you financially with income support and your sponsor agrees to pay back the government on your behalf.

To get legitimate assurance of support, your sponsor must first apply to become an assurer, your sponsor will also be required to sit for an interview and discuss the details of what it means to be an assurer. The Department of Home Affairs will let you know when you need the assurance of support.

Who Can Sponsor Me for an Aged Dependent Visa?

You can be sponsored by your relative or your partner who is already settled in Australia as long as your sponsor is:

• Over the age of 18.
• An Australian citizen.
• An Australian permanent resident.
• An eligible New Zealand citizen.

Your sponsor must agree to house, and financially support you for the first two years you live in Australia.

Alternative Sponsorship

Your sponsor can still support you for an aged dependent visa on behalf of someone under 18 if they are:

• Married or related to the person under 18, and one of the following:
  • An Australian citizen.
  • An Australian permanent resident.
  • An eligible New Zealand citizen.

Document Checklist for an Aged Dependent Visa

These are the documents you need for your aged dependant visa:

• Your passport. You must have a valid copy of your passport’s information pages, and any other identification documents that may be required, such as your ID card or a certificate of name change (if applicable).
• Visa application form. You must fill in the application form and send it with the rest of your application.
• Sponsor documents. Your sponsor must fill in form 40 so you can provide it with your visa application. You may also be required to submit documents that prove your sponsor’s residency status in Australia.
• Proof of your relationship with your sponsor. You have to provide evidence that shows you are truly related to your sponsor. You can submit a marriage certificate, a birth certificate, adoption papers, or an official family book.
• Proof of dependency. To get this visa, you must also submit proof that you are dependent on your sponsor- proof of dependency can be bank statements, money transfers, or rent receipts.
• Proof you meet the character requirements. The Department of Home Affairs will let you know when and if you need character documents, don’t submit them unless specifically requested.
• Documents for dependents under 18. If you apply with family members under 18, please provide their identity documents, birth certificates, marriage certificate, and character documents (if applicable). You must also get parental consent from the child’s parents or guardians, provide either form 1229, statutory declaration or a legal certificate.
• Documents for dependents over 18. You have to provide your dependent’s identity documents, character documents and proof of relationship with you. If they are dependent on you, provide a dependency form47, and other proof of dependency.

How to Apply for an Aged Dependent Visa?

The application process for an aged dependent visa consists of three important parts:

1. The application
2. The first assessment.
3. The second assessment.

The Application

For this visa, you have to be out of the country at the time of application and submit a paper application. You have to complete the visa application form, and attach the rest of the required documents and send your application by courier at the address stated in the application form. For paper applications, your civil status documents have to be certified- see how to certify your documents.

To have your application processed, you must submit the first instalment fee. Even though you are applying with a paper application, the fee must be paid online via ImmiAccount. If you don’t have an account, open one, find the online platform’s payment option, and submit the first instalment.

The First Assessment

Once you have sent all the required documents, your application will undergo the first assessment by the Immigration office. At this point, your visa request will be put in a queue and you have to wait until there is an available place in the migration program.

The Second Assessment

After your application finishes the first assessment, the Department will review your application once more and they will let you know when and how much you have to pay the second instalment fee.

Without the second fee, you won’t receive a visa, so make sure you pay the complete required fee.

Application Fee for an Aged Dependent Visa

The application fee for an aged dependent visa is AUD6,490. This fee has to be paid in two instalments; you pay the first instalment (AUD4,425) when you apply and you will be notified when to pay the second instalment after your application has been assessed.

Don’t forget that you are required to pay another fee for every family member that applies with you. You can also use the visa price estimator here, to see what the first instalment is.

Aged Dependent Visa Processing Time

This visa will take up to 50 years to finish processing. When your application finishes the first assessment, it is put into a queue and this waiting period may last up to 50 years.

As of February 2021, the Department of Home Affairs has begun to finalize applications that were submitted up to August 2 of 2011.

Applying with Other Family Members

You can apply with other family members if they are your child or step-child. You can add your family members at any time of the application as long as a final decision hasn’t been made by the Department of Home Affairs.

Your family members have to meet the health requirements and character requirements, sometimes even family members who don’t apply with you may be required to meet these requirements.

What Is the Difference Between an Aged Dependent Relative Visa 114 and 883?

The difference between visa 114 and subclass 883 is that when you apply for subclass 114 you have to be outside Australia. If you apply for subclass 883, you have to be in Australia at the time of application and when a decision is made on your application. However, you still have to submit a paper application even for subclass 883.

Is Aged Dependent Visa Permanent?

Yes, if you get the visa, you can stay in Australia indefinitely. You will also be able to access Australia’s MediCare, study and work according to your wishes.

Can I Bring My Parents to Australia With an Aged Dependent Visa?

Your parents can come to Australia under an aged dependent visa if they meet the eligibility criteria. However, you may want to explore parent visa types to see which one might work best for you and your parents.

The post Australia Aged Dependent Relative Visas appeared first on Visa Consulate - Visa Information For Any Country.

Please note that the Subclass 870 Visa does not lead to permanent residence for your parents.

What is the Australian Subclass 870 Visa?

The Australian Sponsored Parent Visa (Subclass 870) is a temporary visa that is issued to the parents of Australian citizens and permanent residents, allowing them to live in Australia with their children for a maximum of ten years.

To be able to sponsor your parent for an 870 visa, you have to fulfill the following conditions:

• You must be an Australian citizen or permanent resident, who has been resident in Australia for at least four years.
• You must be the legal child of your parents (biological, adoptive, or step-child). You may also sponsor your spouse or partner’s parents
• You must not have been unlawfully living in Australia during the last four years.
• You must not have held a bridging visa other than the bridging visas A, B or C during the last four years.
• You (and your spouse/partner) must have a joint income of at least AUD 83,454. If you do not have a spouse/partner, you must meet the income requirements yourself.
• You must not have any debts to the Australian government.

Who Can I Sponsor to Australia for the 870 Visa?

You can sponsor your parents or your parents-in-law (your spouse’s or partner’s parents), but not both parties simultaneously. So, one household can sponsor only two parents at a time, as such:

• One or both of your parents, or;
• One or both of your parents-in-law, or;
• One of your parents and one of your parents-in-law.

What Does It Mean to Be a Sponsor for the Parent Visa 870?

As a sponsor to your parents, you are legally required to fulfill the following obligations:

• You must provide your parents with financial support and accommodation for the duration of their visit. You are not required to support them in this manner if they switch to a permanent visa.
• You must notify the Immigration Authorities if there is any change in your or your parents’ situation. For example, if you are arrested and charged or if one of the parents passes away.
• If your parents incur any debts to the Australian state, you have to pay it back. This obligation does not end if your parents leave Australia.

If you do not fulfill these obligations, your parents’ visas will be cancelled along with your sponsorship.

Requirements for the Parent Visa 870

The documents required for the 870 Visa from both sponsor and parent include:

• Valid passport. Both the parent and the sponsor must have a valid passport at the time of application.
• Passport size picture of the applicant, in line with Australian photo requirements.
• Proof that the applicant meets the required character conditions to be in Australia.
• Health check of the applicant (if required by the Immigration).
• Proof that the sponsor meets the minimum income requirements (at least AUD 83,454/year).
• Proof of Australian citizenship or permanent residence of the sponsor.
• Proof of family relationship, such as birth certificate, adoption certificate, or family register.
• Any other documents required by the Australian Immigration Authorities.

Document guidelines:

• The documents submitted have to be electronic copies of the original
• If the applicant has to submit any documents on paper, they must be certified by someone who is eligible.

How to Apply for the Temporary Sponsored Parent Visa? (Step-by-Step)

The Sponsored Parent Visa application is divided into two main steps:

• Step 1: You apply to become a Sponsor.
• Step 2: Your parents apply for the Temporary Parent Visa (Subclass 870).

Step 1: Sponsorship Application

Before your parents can apply for their 870 Visa, you have to apply for the right to sponsor them in the first place. To apply for sponsorship, you have to:

• Log in to your ImmiAccount.
• Complete the electronic application form for Sponsorship for a Family Member (870).
• Attach the required documents.
• Pay the Sponsorship application fee (AUD 420).
• If your parents are already in Australia, you have to request Permission to Apply in Australia.
• Wait for the application to be processed. In the meantime, the Immigration Authorities will notify you if you need to submit additional documents or information.

After your application for sponsorship has been approved, you will receive an email which states the following information:

• Your Sponsorship Transaction Reference Number (TRN).
• Your obligations as a sponsor.
• The date of sponsorship approval. Within six months of this date, your parents have to apply for the visa. If they are in Australia already, they have 60 days to apply.

Step 2: Visa 870 Application

Within six months after your application for sponsorship is approved, your parents must apply for a Parent-Sponsored Visa. All Australian visa applications are submitted online, through an ImmiAccount. For an 870 Parent Visa, your parents may apply from inside or outside Australia:

• If they are outside Australia, they have to submit the application within six months of your sponsorship approval.
• If they are inside Australia, they have to submit the application within 60 days of sponsorship approval.

How Much Does the Parent Visa 870 Cost?

The cost of the 879 Visa depends on its validity:

• 3-year 870 Visa: AUD 5,000
• 5-year 870 Visa: AUD 10,000

In addition to the visa fees, you also have to pay the AUD 420 sponsorship application fee along with all health insurance expenses for your parents.

How Long Does it Take to Process the Application?

It takes several weeks to several months to process an application for the Temporary Parent Visa 870. According to the Immigration Authorities, most visas are processed within 53 days, but some may take up to 69 days or longer as well.

The processing time for a visa will be longer if the Immigration Authorities require additional documents and information. It will be much shorter if everything is in order.

How Long Can My Parents Stay In Australia With an 870 Visa?

The Temporary Sponsored Visa allows your parents to stay in Australia up to ten years. It is originally issued either for three or five years and your parents can renew the visa again, for another three or five years, for a maximum duration of ten years.

To extend their stay in Australia for longer than ten years, your parents must apply for another type of visa once this one expires. They cannot extend the 870 Visa.

Does the 870 Visa Lead to Permanent Residency?

No, the 870 Visa does not lead to permanent residency in Australia. In fact, holding this type of visa makes it very difficult -if not impossible – for your parents to obtain any of the Permanent Parent Visas, such as Subclass 103, Subclass 143, or Subclass 804. They would have to wait until the 870 Visa expires, leave Australia, and then apply for the appropriate permanent visa, wait for it to be processed, and finally come to live with you permanently – provided that they meet the requirements.

Can I Get a 10-Year Parent Visa in Australia?

The 870 Visa is not issued for ten years from the start, but it can be “extended” to allow your parents to stay in Australia for a maximum of ten years, in periods of three or five years. Before your parents’ current visa expires, they must apply for a new one and you must re-apply for the right to sponsor them. In your sponsorship application, you must request the right for your parents to apply from within Australia and you must pay for the visa again, either AUD 5,000 or AUD 10,000.

After five years, they must leave Australia and are not allowed to apply for a different parent visa until their Visa 870 has expired.

Is Balance of Family Test Required for the 870 Visa?

No, you do not need a Balance of Family Test for the 870 Visa. This test measures the family ties of a parent to their children in Australia and is one of the most important requirements for permanent parent visa applications.

Since the 870 Visa is temporary, the Immigration does not ask you to provide this test.

Can Parents Work With an 870 Visa?

No, your parents will not be able to work in Australia with an 870 Visa.

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