Bangkok vs Chiang Mai vs Pattaya

Most retirees choose to move to one of the three main tourist hotspots. The lifestyle is different for each, so it’s essential to pick the place that suits you best. Pattaya is a beachside city with a vibrant and busy feel. It is not partilculoaltry chilled or laid back; for some, this helps them feel younger for longer. If you are looking for a quieter lifestyle, you may prefer Chiang Mai. It has a lovely heritage, old city streets, stunning temples, and fewer tourist attractions. Finally, Bangkok is also known for its bustling and loud nightlife, and you will find other ex-pats more spread out, so it could be harder to make friends. 

Cost of Living

Living costs in Thailand are estimated to be anywhere from 35% to 75% less than life in the USA. If you are looking to rent, not buy, you can save around 70% for a comparative property, making pension monies go a lot further. For example, a one-bed apartment in New York attracts a rent of about $3000 a month, whereas, in Bangkok, this would be about $550. You can potentially save even more if you are looking to live outside of the city, where you may snap up a great apartment for $300. When it comes to food, you can live a moderately frugal life if you eat like a local. You will find that imported international goods are significantly more expensive than local produce. 

Health and Safety 

Healthcare in Thailand is world-class, but you will need to pay for private health insurance unless you are an ex-pat with a private sector job. As a retiree, you will find that the plans for private health insurance are very reasonable. Thailand is also one of the safest countries in Southeast Asia, with very low crime rates. As a retiree, you would just need to guard against crimes of financial opportunity such as pickpocketing. Locals are generally welcoming, but if you live in any of the three main areas above, you will also find thriving ex-pat communities. The biggest challenge is the language barrier, so finding other English speakers will make things much more manageable. To fit in, you should make every effort to adopt the local dress code and embrace customs. Otherwise, you may find that you are labelled a rude outsider. 

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